Factores que llevan al éxito, empresas que atienden microcrédito en Cali

Abstract

The objective of this paper is to determine the factors that lead to the success of microcredit companies. Through an explanatory and analytical investigation where the aspects that intervene in this type of companies are taken. For this, a framework that includes microcredit, technology and financial system, and credit risk is used. The results allow, among other things, to conclude that microcredit banking companies find that those that are focused on credit allocation technologies and flexible credit studies are much more optimal for those small banks due to the nature of the profile of the clients whose The risk of payment is high and he is willing to access loans with the objective of leveraging his ventures, which in turn are generators of employment and economic dynamism.